I always like to have a little cash in my pocket, some places just dob't accept credit card or debits. like the deli on the corner or a small food stand.
Some stores won't accept credit cards unless you spend a certain amount, because they get charged a fee for using the service. (i'm talking about little mom and pop shops.)
...or whatever baldieee09 said could be the reason also.
MrBklynW (rep: 425k) posted Sep 05, 2011
i used to always use cash only..i didn't like using my credit card..i feel like too many people nowadays lose their sense of value and all they see is plastic..it's so easy to just swipe..but do you really have the funds to pay for it. for some..no!
no..i tend to use my credit card a lot..due to the fact of cash back rewards and all that.
in general, though..i still think society isn't good at saving money....once they get money..they spend it..or at least a good amount of it..just sayin'..not trying to offend..
nimrodboy3 (rep: 68.2k) posted Sep 05, 2011
When I did use mostly cash, much of it would evaporate into thin air without a trace. With credit cards, I got a record of all expenses plus cash rewards. When I practically stopped using cash, I found that much of the evaporation was due to my wife and oldest son just "borrowing" $10 for gas, or $5 to ride the metro.
fluffy (rep: 2.2k) posted Sep 05, 2011
@solowkoe: I recently got a letter from one of my banks that they were adding both a monthly account maintenance fee and a monthly ATM/debit card usage fee! They don't kick in for a couple of months, but I will definitely be saying goodbye before then. It's pretty painless to switch banks.
fluffy (rep: 2.2k) posted Sep 08, 2011
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