I feel better knowing im not the only one... @krmills1 thank goodness I don't have any credit cards if so I'm sure they Would be maxed out. LOL. DP is a mind game.. The deals help you save $$$ yet help you spend. So when I buy something I say, "well technically I saved money :p " and it makes me feel better.
What! Nothing wrong with credit, just only spend what you have in your checking account. So if you have $10,000 total available credit and $300 in checking spend below $300. And keep your credit usage below 10%, at most below 25%. :)
Mikhaila, I did this too last month and now I've *way* cut back my spending. When I next run out of something and replace it with something I got cheap here I will consider it "paid off" and add that savings to my new spending budget.
dealwagger (rep: 10.3k) posted May 09, 2012
Dealwagger, I don't have a problem with credit I just prefer to spend the money that's in my checkings account. the hubs and I have 1 credit card that we haven't used in a year. It just sits there. We made one huge purchase a year ago and just pay above the minimum every month. I'm just now starting a shopping acct. We agreed that every 2 weeks we would put $200 in the shopping acct. I'm guessing which is fine because I seriously shouldn't spend more than $400 a month just on shopping! I'm addicted to DP deals and Ebay. lol. those are my weaknesses.. I think my shopping acct. will help balance me out. I just really LOVE DP!! y'all post the best deals.. its just hard to say no.
mikhaila (rep: 2k) posted May 10, 2012
Lol! I am addicted too! I don't buy everything though. I have been following dealspl even before I became an official member so sometimes I will see a deal and remember that the same item was listed for less a few months ago or learn that a certain store has a 50% Off sale 4 times a year so there will be future opportunities to take part in that sale. There are a few items on my "must buy" list that I will purchase if a super deal pops up but, other than that, I try not to impulse buy...try. I'm not perfect though ;-)
VirginiaPeanuts (rep: 12.3k) posted May 11, 2012
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