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The best rewards/store card?

PLUSME
9 1
Lets admit it. We've all got a bunch of rewards/store cards in our wallets. I mean they are completely free so it doesn't really bother to carry around. I have at least 5+ in my wallet (Safeway, AMC, boarders, Rite Aid to name a few). Which reward/store card do you use most often and is worth having around?
PLUSME (L5) posted Nov 16, 2010
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15 Comments
Acidbaby

Best Buy especially with the gamers club perks. Other than that I really only use one for the local supermarket and mini market for gas rewards and member savings.

Acidbaby (L5) posted Nov 16, 2010

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nimrodboy3

costco..not sure if that counts..but why not? awesome rewards if you sign up with their amex deal..hmm..maybe it's not the same then, cuz here you need the amex..whereas other stores..it's just like a members card..

nimrodboy3 (L5) posted Nov 16, 2010

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PLUSME

@ Acidbaby
What do you save using the gamers club perks? I don't really buy anything at best buy anymore. Everything seems to be priced at retail over there. Occasionally, you'll get one or two good deals but not more compared to amazon, etc. I sometimes agree with people saying best buy is the worse buy.

@nimrodboy3
Costco is nice but you have to pay for a membership. I mean eventually you'll save more than $50 annually but the paying for a membership thing bothers me.

PLUSME (L5) posted Nov 16, 2010

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nimrodboy3

@PLUSME: you're totally right. i forgot about the membership fee. shucks.

nimrodboy3 (L5) posted Nov 16, 2010

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Acidbaby

Well for example my copy of Halo Reach came out to $29.99 via Best Buy when you figured in the $20 gift card you received with it, and then 500 reward zone points which equates to $10 in the form of a certificate you can use online or in store.

Most recently I bought Assassins Creed Brotherhood and Smackdown vs Raw, when you buy 2 of the games in the list you get a $30 gift card and then there was another 500 points when you bought Assassins Creed so it was $40 off for both games with free shipping for a total of just under $80 for e retail $120 worth of games.

Amazon has some good deals but you only get game credit I would rather the gift cards from Best Buy or Walmart, and they usually have the same deals on games with the $20 gift cards compared to Amazons $20 in game credit.

Acidbaby (L5) posted Nov 16, 2010

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Perkalicious11

I like the lunch club punch cards for local restaurants; do those count? If I'm going there anyway, I might as well work up to my next lunch free or $5 off or whatever. Qdoba has a credit card-style card that they swipe when you order. It automatically keeps track of your points, which you can check online, but I never do. Sometimes you go for a burrito and you walk out with it, just paying for a soda. It's a nice surprise.

Most of the others haven't left my wallet since I've found better deals online than I do in B&M stores. My Sephora Beauty Insider card used to get a workout, but now that they stopped carrying my line, I've been buying elsewhere. Goodbye, VIB status...


As an aside: if you're an iPhone user with a growing collection of those rewards cards, check out the Card Star app. It has a number of retailers pre-loaded, or you can add your own. Takes a little bit to set it up and type in your membership numbers, but after that you can ditch the physical card: it generates the bar code with your membership number; I've yet to have it turned down. PetSmart, Best Western, Sephora, REI...

Perkalicious11 (L5) posted Nov 17, 2010

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TOTOOO

Thanks Perkalicious11 for the suggestion of the card star app. Do they like physically scan your iPhone/iPod?

TOTOOO (L5) posted Nov 17, 2010

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Perkalicious11

yes, you open the app and pick your card, then show the screen to the cashier.

I've had good luck with the hand-held scanner guns. The rotating lasers in the conveyor belt scanners have been hit or miss. YMMV

They added a feature somewhat recently where it displays deals available at a merchant for which you have a card also, but I haven't gotten much use out of that feature since I tend to launch it when I'm in line at checkout.

Perkalicious11 (L5) posted Nov 17, 2010

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TOTOOO

Cool. Thanks! I'll definitely give it a try. I'd probably prefer the hand-held gun or something. What if the employee there drops your phone or something or have their dirty hands touch your phone. I'll let you guys know if it works or not :)

TOTOOO (L5) posted Nov 17, 2010

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mtvzgirl

Wal-mart! Because I shop there a lot!
:)

mtvzgirl (L5) posted Nov 17, 2010

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maven3

Almost all of my store memberships can be looked up by phone number at the store, so I don't carry the cards. You just say you don't have the card with you and give them your phone number at check out. The only exception I can think of is Sam's club. I might try an app for that one.

maven3 (L5) posted Nov 18, 2010

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Perkalicious11

Sam's always swiped my card, so I've never thought about trying CardStar for that. Plus mine asks for your card (to check the photo) when you enter the store. :(

Perkalicious11 (L5) posted Nov 22, 2010

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wangruigang1985

Do we actuarially need store reward card? Bank of America keep the change program can keep all the cents and give you same amount of money on first 3 months. I bought a coffee for $1.50 and they give me $0.5 as reward. Although they will redeem the rewards the next year. It's still a lot of money if you buy things with little value everyday. And Target red card offers 5% discount every purchase,I think it's nice too. Especially you use manufacture coupon and Target coupon together.

wangruigang1985 (L5) posted Nov 25, 2010

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kellik06

The best reward depends on your preference. I'd say a grocery or pharmacy card. AAA card can come in super handy.What I just do is go to www.mypoints.com and simply redeem tons of discounts every day. Should you use those discounts, you will receive points. They have like 500 huge merchants to choose from, and over the past few years (since 07)I have received $200 in gas cards, barnes and noble, birthday gifts and never have to fork out much for XMAS.



Mainly I love the points are aquired through click-thru's, shopping, etc. If you really want some freebies, discounts, gifts, etc., I recommend simply creating another email specifically for that site, b/c if you do sign up for free offers (free with NO *) or with the Co.they send you daily deals as does mypoints.com so you can boost your points. It is the best site/reward card I have ever come across.



If you want credit card rewards, I used my paypal account to get a debit card that is now linked to my checking account at the bank I work for that pays me everytime I use it. I have never had a problem with either options. I can go on for hours with all the money making or saving deals, but Ive already written a novel. Sorry, I hope that helps. I will try not to be so wordy next time.. This was my first, so I'll eventually get the hang of the site. Happy New Year eveyone!!

kellik06 (L1) posted Dec 30, 2010

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Acidbaby

Kellik I also use my paypal debit card for most purchases. 1% cash back doesnt sound like much but I dont carry cash, and use my card for every purchase and payment I make, it does add up.

Acidbaby (L5) posted Feb 03, 2011

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