Our lives are typically lacking two main elements: time and money. When we lack either one, it becomes a huge stressor in our lives.
With work, family and hobbies, it seems like there is never time to do much else. When it comes to money, it seems like the more we make, the more we spend. Saving money is simply impossible.
If your New Year’s resolution is to get more done and stop spending so much money, there are many apps that can help. Help with managing your life and finances is simply a download away – and many of these apps are free, so there’s nothing to lose. What are you waiting for? Try one of these finance and productivity apps today and get organized in time for the new year.
We all could use more money – and some help with our spending habits. Try these apps to improve your fiscal health.
Wally. Wally is a finance app that analyzes your spending habits and looks for patterns to help you understand when and why you spend money. It scans your receipts and organizes your spending by category so you can what you’re spending your money on and how you can cut back. Wally is secure, since it doesn’t link to your bank account. Wally is free for iOS and Android.
Wallaby. Wallaby helps you keep track of your credit cards by alerting you to suspicious activity or situations when you’re approaching your credit limit. By linking your credit cards, Wallaby not only assesses your spending, but also helps you minimize interest and maximize rewards. The app’s coolest feature is that by entering a store name, it can tell which card to use in order to get the most rewards. Wallaby is free for iOS and Android.
Digit. If you have trouble saving money, let this app do all the work for you. If you’ve never been able to successfully create a budget and stick to it, Digit helps you save money. It accomplishes this by analyzing your spending habits as well as your bank account. If you can afford it, the app withdraws money from your account and puts it into a Digit account. You’ll be surprised at how much money you’ll have saved up without even thinking about it. Digit is free for iOS.
Mint. If you do want to try your hand at creating budget, then Mint is the app for you. The app tracks expenses and shows you where you’re spending your money. You can set goals and view the balances of your bank accounts. You’ll receive notifications when you go over your budget. You can also use the app to check your credit score. Mint is free for iOS and Android.
Acorns. If you have a little extra money at the end of the month and want to try your hand at investing, then Acorns is a great app, particularly for beginners. You don’t need thousands of dollars to start investing. All it takes is change from your purchases. For example, if you spend $2.25, the app rounds it up to the next dollar, so the extra 75 cents is put into an investment portfolio. It allows you to make money on investments without all the work. Acorns is free for iOS and Android. However, there are broker fees. Fee are waived for college students with a valid college email address.
Source: Michael Hyatt
Productivity can mean a broad range of things, but in a nutshell, it means getting things done efficiently. You may desire increased productivity for your work or home life. Whatever it is you’re looking for, you need to create goals. What do you want to accomplish? Figure out what you want to do with your life, and see which of these apps can make it possible.
Google Drive. If you don’t have Google Drive, get it. This storage app will make life so much easier. You’ll have access to all your important files – documents, videos and photos – from any device. You can easily collaborate and share files with others. If you need to make changes, you can always make them offline. Google Drive is free for iOS and Android.
Evernote. Once strictly a note-taking app, Evernote now has many features to keep you organized in your business and personal lives. You can scan documents and easily find anything you need with its robust search option. If you find things online that you might need to access in the future, you can easily save these items in Evernote. You can create to-do lists and stay organized better than ever. The best part? Everything is synced on all your devices, so no matter which one you use, rest assured that you have the latest version. Evernote is free for iOS and Android.
Asana. Asana is the must-have app for teams who must be in constant communication with each other. Asana houses projects, notifications, tasks and conversations so everyone can see statuses of every project in real time. The app offers a collaborative environment without the need for back-and-forth emails. Asana is free for iOS and Android.
Any.do. Tired of using Post-it notes to jot down things that need to be done? Don’t have access to an Outlook calendar? Then you need Any.do, a task management app that can be used for your work or personal life. Considered the best to-do list for iPhone, you can use the app to keep track of meetings and collaborate with others. When you use the Any.do Moment feature, you can review your daily tasks first thing in the morning so you’re prepared – a huge part of being productive. Any.do is free for iOS, Android and Chrome.
HootSuite. This app is such a timesaver for small businesses and marketing departments that use social media. With HootSuite, you can schedule posts for up to three social media accounts at once. You can also monitor replies and feedback, all in one handy app. Make social media management stress-free with this app, which works for Facebook, Twitter, YouTube, LinkedIn and Instagram. HootSuite is free for iOS and Android.
Start 2017 off on the right foot with one of these innovative apps. You’ll save time and money so you can splurge from time to time on the things you enjoy – without any guilt.