Source: The Independent
It’s now 2017! A new year means a fresh start and new opportunity to better yourself? What do you plan to accomplish this year? While many people are focused on healthy eating and exercise habits, why not focus on better money habits? Most of us spend way too much money and don’t make enough income to justify it.
If you’re motivated to make and save more money in 2017, we have dozens of resources that can help. Here are coupon sites, rate comparison sites, job boards, budgeting tools and personal finance resources to help you start the year on the right foot financially.
One of the easiest ways to save money is by using coupons, staying in the know on sales, and learning how to find the best deals. Visit our coupon pages for retailers like Etsy, Priceline.com, Credit Karma, and Hotwire to save year-round.
For many people, the money burns a hole in their pocket and they feel the need to spend it as soon as they get it. Try these sites to keep more money in your wallet.
Mint. Mint is a great resource if you want to budget and save money, but really don’t know where to start. Or maybe you just don’t have the time or energy. Whatever your reason, Mint can help you achieve financial freedom. Add your bank accounts and credit cards and the site automatically creates spending reports for you, so you can see what you’re spending money on. You can also use it to remind you when bills are due, so you can avoid late charges and a lowered credit score.
Quicken Personal Finance. It’s like the Quicken money management software, but in a smaller version. This free app allows you to easily track your spending so you can stick to your budget.
Smart About Money. This site offers free education on a variety of financial topics. These online courses can be taken at any time. You can choose the Money Basics course or opt for a different topic of interest. You can learn about insurance, taxes, retirement and other money-related topics as well as get answers to common questions.
MyMoney.Gov. This government site offers a wealth of information about earning, spending, saving, investing and borrowing money. There is information for the public as well as teaching tools for educators. If you have young children, this site offers games, tips and tools to help your little ones learn about money basics.
SmartyPig. This is a great tool if you have a specific purchase you’re saving for, such as a car, vacation or computer. Set a goal and set an amount that you want to contribute toward the goal on a monthly basis. You receive interest just like you would at a traditional bank. Whether you reach your goal or not, you can withdraw your money at any time.
Not sure you’re getting the best deal on airfare, credit cards, insurance or even gas? No matter what you’re buying, you should always make sure you’re paying the lowest price possible. After all, who likes paying more? Avoid paying full price with these rate comparison websites.
Credit Karma. If you’re in the market for a loan or credit card, you’ll want to make sure you’re getting the best rate. Even a 1% difference can mean hundreds of extra dollars you’ll be paying. That’s where Credit Karma comes in. Not only can you check your credit score, but you can browse customized offers based on your score. Choose the one that best fits your needs and save big.
GasBuddy. GasBuddy is the most comprehensive app for saving money on fuel. You may not know that gas stations can vary their prices as much by 20% within a radius of just a mile. This app can tell you where to go for the cheapest gas in your area. It may be worth it to drive an extra block to the gas station that offers gas for 30 cents a gallon cheaper than the competitors.
Zillow. Whether you’re looking to sell your home or buy one in a new neighborhood, you’ll want to know what similar homes are going for in the area. See current and historical prices and view trends.
Insure.com. Looking for life, auto, health or homeowner’s insurance? Get all your insurance needs covered in one place. Insure.com compares quotes from more than 200 companies, so you can get coverage and peace of mind without breaking the bank.
BankRate. If you’re in the market for a CD, car loan, mortgage or credit card, consult with BankRate first. This top-rated financial services site can help you compare rates to make sure you’re getting the best price. The site also offers several helpful calculators for mortgage payments, car payments, FICO score estimation and CD earnings.
Edmunds. Besides a house, a car is one of the biggest purchases you will make in your lifetime. Making a wise purchasing decision could save you thousands of dollars. At Edmunds.com, you can compare up to four cars at a time. You can research new and used cars as well as view cars for sale. Once you select a car, you can choose a dealer and see your estimated monthly payment.
We all need a vacation from time to time, but sometimes it’s just out of our budget. Paying bills can be challenging enough; who has a few thousand extra dollars lying around for a cruise or beach vacation? Fortunately, you can make travel a priority in 2017 by knowing where to find the best deals on cruises, hotels, airfare and more.
Kayak. Looking for the best prices on airfare? Instead of searching dozens of sites, just use Kayak. Kayak searches more than 140 sites to compare prices for you, saving you time and money.
LastMinute.com. If you’re a spontaneous traveler, you’ll save money by using this site. Last Minute boasts deals on last-minute travel plans, with airfare, hotels and packages included in one database.
Hotwire. Hotwire also offers travel deals, so if you’re looking for low-priced hotels, airfare and rental cars, check here.
Orbitz. Orbitz is another popular website to consider for your travel needs. The site offers a price match policy, so if you find a better deal elsewhere, Orbitz will refund you the difference.
Priceline. With Priceline, you can book travel online without paying booking fees. Plus, you can name your price for hotels, so if the one you’ve had your eye on is a bit too pricey, put in a reasonable price and who know, you might be able to make an offer.
Whether you have unused items to sell, need to buy something for cheap or want to rent something you’ll use only once or twice, here are some marketplaces to help you make and save money.
Craigslist. As the world’s largest online bulletin board, Craigslist offers a goldmine of opportunities. You can buy and sell items as well as find jobs to help you earn even more money. Check your local site daily; you never know what you might find.
Zilok. This site might not be well-known, but it offers a cool concept. This site allows you to rent items from others, or put your own items available for rent. You can rent sports equipment, cars, cameras and other high-end items that it doesn’t make sense to spend thousands of dollars on to use just a couple items.
Etsy. If you’re the crafty type, you can sell your creations on Etsy. From clothing to jewelry to woodwork to paintings, your hobbies can help you make some extra dough in 2017.
We can all use more money right? Whether you’re looking for a full-time job or a freelance gig, there are some sites to help you pad your bank account.
Upwork. Upwork is the largest community of freelancers. If you’re looking to make some extra money with a side job, check here first. Your skills in research, computer programming, design and writing can connect you with various companies and help you earn some cash.
Indeed. For a more comprehensive job search, look no further than Indeed. Indeed allows you to search by location and keywords, so finding the job of your dreams has never been easier. You can search onsite positions or look for remote or freelance work. You can find full-time or part-time work and even temporary jobs.
Freelance Writing. If you enjoy writing or editing, this site is for you. Freelance job listings are updated daily. You can find writing jobs in a variety of niches.
How to Get Paid to Take Online Surveys. Surveys are a good way to make some extra cash while surfing the Internet. However, some are not legit, so it’s important to choose the right sites in order to maximize your success. This site offers tips to help you make a little money without getting ripped off.
Tired of living on ramen noodles? If you’re a college student, here are some resources to help you save money on education so you can spend more on other essentials such as food and housing.
SimpleTuition. Don’t have time to research student loans? Let SimpleTuition do the work for you. Just answer a few questions and the site will show you offers that apply to your situation. You can then choose the best ones and apply for them on the spot.
GreenNote. This peer lending site focuses on student loans. Instead of going to a bank, you can find people interested in loaning money to you for your educational needs.
Don’t pay full price for anything! If you need a coupon for anything, you’re bound to find it at any of these sites.
FreeShipping. It never fails. You find a great deal online – only to find out that you have to pay $20 in shipping. With FreeShipping, you can search for stores that offer free shipping. The site offers codes for 800 merchants, so you’ll never have to be disappointed when shopping online ever again.
Hey, It’s Free! Don’t want to spend any money at all? You don’t have to! If you’re looking for the best freebies online, just go to this site and find out where you can something for nothing.
Sweepstakes Advantage. If you like freebies and cash prizes, look no further Sweepstakes Advantage. Search by category and sign up for the sweepstakes that interest you. There are instant win games, writing and photo contests, online freebies and more.
Make 2017 a year for prosperity! With the resources listed above, you can save money on anything you buy, from toilet paper to clothes to computers to cars to mortgages. Watch your savings quickly add up and you’ll soon have enough money for a dream vacation, new car or whatever else your heart desires.