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12 Secret Costco Benefits That Will Save You Big Money

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Linsay ThomasGuest Blogger
September 07, 2016 · 6k Views

Are you a Costco member? If so, are you getting your money’s worth? Annual membership costs $55. While it may seem silly to have to pay to go shopping somewhere, Costco offers more than just a grocery shopping experience.

That’s right, a Costco membership has many perks – besides bulk toilet paper and seven-pound cans of nacho cheese. It’s a one-stop shop for many services you can definitely use in your daily life. From prescriptions to insurance to technical support, learn more about the many Costco benefits that you probably didn’t know about.

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  1. Prescription benefits

    With your Costco membership, you can enroll in the Member Prescription program. This will allow you to save as much as 40% on prescriptions for not only you and your family, but for your pets. That’s right, you can get discount medications for your furry family members as well. If someone in your family has several medications they use regularly, those savings will add up quickly.
  2. Free hearing exams.

    Costco has Hearing Aid Centers were you can get free exams, as well as checkups and product demonstrations.

     SEE MORE: 12 Costco Items That Will Make Your $55 Membership Worth It

  3. Eyeglasses.


    Costco Optical offers in-store eye exams at a low price. There is often a lot of availability, so if you need to be seen right away, that’s typically possible. If you need eyeglasses, you can get them there as well, and for a discount.

  4. Tech support.

    Costco sells a lot of various appliances, so if you need help putting them together or fixing any problems you come across, you can call tech support. This phone help is 100% free and available for any major appliances you buy, such as refrigerators, TVs, laptops and exercise equipment.

  5. Discounted gas.


    Drive by any Costco and you’re bound to see a line of cars a mile long at the gas station. That’s because Costco offers the cheapest gas around. The gas, however, is of high quality.

  6. Mortgages.

    If you’re looking to refinance your home or purchase a new home, check out what your Costco membership has to offer. Through a third-party site, you can qualify for loans of various sizes. You can receive discounted fees and low interest rates.

     SEE MORE: How to Shop at Costco Without a Membership

  7. Insurance discounts.


    Let’s face it, if you own a car or house, you’re going to need insurance. With you Costco membership, you can receive significant discounts through Ameriprise plans. You can also get health, dental, and life insurance. Free quotes and flexible payment plans are available. Members report an average savings of $538 per year on auto insurance – almost 10 times as much as your annual membership fee.

  8. Discounted checks.

    You’re going to run out of checks eventually. Save up to 50% on personal and business checks with your Costco membership. You can score some savings on checkbooks, address labels and other accessories as well. Click here to see what Costco has to offer.

     SEE MORE: 15 Costco Shopping Hacks Every Shopper Needs to Know

  9. Author visits.


    Costco offers some fun benefits as well. If you enjoy books, you can meet some of the amazing authors who write them. Costco membership comes with perks such as author visits and books signings. Even high-profile people – like Martha Stewart – have visited Costco before. Click here to see the book signings schedule.

  10. Movie ticket discounts.


    Buy your movie tickets in bulk and save. You can get 4-packs and 10-packs of tickets for theaters such as United Artists Theaters, Regal Cinemas, AMC Theatres, and Edwards Theaters. They never expire, and they make great gifts as well.

  11. Travel offers.

    Time for a vacation? Costco members have access to amazing travel deals. You can save on theme park visits, cruises, flights, hotels, rental cars, all-inclusive resorts, and more. In fact, Costco has partnered with Hyatt and Best Western to bring you the best deals. You can also snag group discounts, for even more savings. You can also seek help from a travel expert to book your dream vacation for less. Click here to visit Costco’s travel site.

     SEE MORE: 13 Things You Should Always Buy at Costco

  12. Bottled water delivery.


    Have a water cooler in your home or at your place of business? Sign up for Costco’s water delivery service. You can get purified, spring or artesian water for as low as $5.99 per bottle. You can get discounts on dispensers as well. Click here to learn more.


Remember these benefits the next time you visit Costco or are in need of any services such as a mortgage or car insurance. Your membership can save you big bucks, so you’ll get back your $55 fee – and then some. Depending on which benefits you need and can use, you could save hundreds and even thousands of dollars. Now that you’re aware of the dozen “secret” benefits listed above, will you be renewing your Costco membership when it expires?


linsaythomas profile picture
Linsay Thomas is a seasoned writer and editor who has written thousands of articles about topics such as saving money, healthcare, law, pets and education. She hails from California, where she lives with her husband, two children and a menagerie of pets. When she's not writing, she enjoys sports, breeding chocolate Labs and visiting the beach.

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